Assistant Manager, Credit Risk & Collections - Remote in Bali (Canggu, Ubud, Denpasar & More)

Join our dynamic Country Credit Risk and Collections team as an Assistant Manager, Credit Risk & Collections and play a pivotal role in shaping the financial health of our consumer and merchant lending products. Based in the vibrant digital nomad hubs of Canggu, Ubud, Denpasar, and more, you'll be part of a team that is at the forefront of financial innovation in Bali.

As an Assistant Manager, you'll be responsible for managing our credit risk and collections processes, ensuring that our lending products are both profitable and sustainable. You'll work closely with our underwriting team to assess creditworthiness, and with our collections team to recover outstanding debts. Your insights will help shape our strategies, and your leadership will inspire your team to deliver exceptional results.

We offer a competitive salary, a dynamic work environment, and the opportunity to work with a team of talented professionals in one of Indonesia's most exciting cities. If you're passionate about credit risk and collections, and you're ready to take on a challenging and rewarding role, we want to hear from you.

📋 Tanggung Jawab Pekerjaan

• Manage the credit risk and collections processes for our consumer and merchant lending products.
• Work closely with the underwriting team to assess creditworthiness and make lending decisions.
• Develop and implement strategies to improve our collections efficiency and outstanding debt recovery.
• Monitor and report on key performance indicators (KPIs) related to credit risk and collections.
• Provide regular updates to senior management on the financial health of our lending products.
• Lead and mentor your team, fostering a culture of continuous improvement and innovation.
• Stay up-to-date with industry trends and best practices in credit risk and collections.
• Ensure compliance with all relevant regulations and internal policies.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Business Administration, or a related field.
• Minimum 5 years of experience in credit risk and collections, with a proven track record of success.
• Strong understanding of credit risk management principles and practices.
• Experience with credit scoring models and risk analytics tools such as FICO, VantageScore, or similar.
• Proficiency in Microsoft Excel, PowerPoint, and other office productivity tools.
• Excellent communication and interpersonal skills, with the ability to build strong relationships with internal and external stakeholders.
• Strong leadership and team management skills.
• Ability to work well under pressure and meet tight deadlines.

🛠️ Keahlian

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